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The Buying Process

two people with Moving boxes

What is the buying Process?

It is important before you start looking to purchase a home that you set a budget for yourself. After you find the perfect property, you can submit an offer to the seller’s agent. If the offer is accepted, the purchaser will pay a booking deposit and the property will be ‘SALE AGREED’. In the meantime, the purchaser will enlist a solicitor who will take care of the paperwork involved in purchasing a home. If you don’t already have a solicitor, we strongly suggest doing your research to find the right one. (Look for a solicitor who is fair in what they charge, a solicitor who will carry out all legal work needed to purchase your home for you in a timely manner and most of all a solicitor you feel you can trust and communicate openly with). The contracts are then drawn up, signed, and exchanged between solicitors. When the final financials are sewn up, a closing date and time can be agreed upon. The keys are handed over and the property is now ‘SOLD’ to you.
-Steps of the Buying Process
-Decide your budget
-Get a Solicitor
-Put your finances in order (mortgage approval in principle, deposit, legal fees)
-talk to us about selling your existing home (if applicable)
-Start the house hunting process
-Find a property you like and within your budget
-Make an offer
-Pay Booking Deposit
-Get a survey done on the property
-Organise bank valuation (if applicable)
-Await solicitor approval of title and loan offer
-Sign the contracts
-Draw down the mortgage
-Pick up the keys to your new hometwo people with Moving boxes

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