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When it’s a valuation. Most lenders will obtain a valuation on a property to decide whether they will lend. The valuation will normally be their own benefit even though the client has paid for it. It is imperative that the client knows the condition of the structure ( both inside and outside ) including the workings of the Property before exchanging contracts irrespective of whether they are obtaining a mortgage or not. A valuation survey is of little value as it does not include a check of the planning history of the property or check for breaches of the planning legislation. It is also questionable as to how detailed a structural issues are considered in valuation surveys.
We always advise strongly that you have a full property survey carried out by a suitably qualified engineer/architect with adequate levels of professional indemnity insurance.
Arrange your Free Property Valuation if you are selling
If you’re looking for a free professional house valuation to help you make an informed property decision, our dedicated team of valuation experts have over thirty years’ experience of selling commercial and residential property in Dublin and North Wicklow and their extensive local knowledge can point you in the right direction.
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