How can I finance a commercial property purchase?

Common ways to finance a commercial investment include:

• Commercial mortgages – typically with lower loan-to-value ratios than residential.
• Equity from investors or partners – joint ventures and syndicates.
• Pension lending – where pension rules allow, using pension-backed borrowing.

Lenders will usually look at the property’s income, lease terms, tenant strength and your overall financial position before approving a commercial loan.